MONTGOMERY, Ala. — The Christian Coalition of Alabama today called on Alabama House members to vote down SB 247, a bill that has passed the Alabama Senate 32–0 and cleared the House Financial Services Committee, and would allow Blue Cross and Blue Shield of Alabama to transfer billions of dollars in policyholder reserves into an unregulated holding company — shielded from state insurance oversight and inaccessible to the policyholders whose premiums funded them.

“This is a simple case of Stop the Steal,” said Dr. Randy Brinson, President of the Christian Coalition of Alabama. “Those reserves belong to Alabama’s policyholders — the families and small businesses who paid their premiums faithfully for decades. SB 247 would let Blue Cross move that money out of reach, into a holding company with no members, no accountability to policyholders, and no prior approval required from the Alabama Department of Insurance. We are calling on every Alabama House member to vote NO on SB 247 and stop this bill before it becomes law.”

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What SB 247 Would Do

SB 247, sponsored by Sen. Andrew Jones (R-Centre) and passed by the Alabama Senate 32–0 on February 17, 2026, would permit Blue Cross and Blue Shield of Alabama to:

The bill passed the Senate with no debate. The House Financial Services Committee approved it unanimously — without discussion.

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The Monopoly No One Is Talking About

Blue Cross and Blue Shield of Alabama controls an estimated 90% or more of Alabama’s commercial health insurance market — the least competitive market in the nation. It is organized under a special classification that exempts it from standard insurance company regulations and IRS Form 990 disclosure requirements.

Over decades of sustained lobbying, BCBS has constructed a five-layer regulatory structure that makes it arguably the least-regulated major health insurer in the country, including the 2015 Executive Pay Secrecy Law (Act 2015-227) — which BCBS lobbied for after investigative reporting revealed its top 10 executives each earned over $1 million annually and its CEO had received a 95.5% raise in two years. That law made insurance executive compensation in Alabama permanently confidential — not subject to open records requests, FOIA, or subpoena.

BCBS Alabama has also paid more than $5 billion in antitrust settlements after federal courts found the BCBS companies violated the Sherman Antitrust Act through market division and systematic underpayment of hospitals and physicians.

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The Money Trail

“The bill’s own sponsor said it was about keeping jobs and lowering premiums,” said Dr. Brinson. “But there is no mechanism in this bill that lowers a single premium. What it does do is move policyholder money into a structure with less oversight. And it was pushed through with $756,500 in political contributions and 8 registered lobbyists working the Capitol. Alabama policyholders deserve better.”

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The CCA’s Call to Action

The Christian Coalition of Alabama is calling on:

The Christian Coalition of Alabama urges every Alabama Christian, every conservative, and every citizen who believes in government accountability and property rights to contact their state House representative: Find your representative at alison.legislature.state.al.us or call the Alabama House switchboard at (334) 242-7600.

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About the Christian Coalition of Alabama

The Christian Coalition of Alabama is a nonpartisan organization dedicated to advancing Christian values in Alabama’s public policy and government. Under the leadership of Dr. Randy Brinson, the CCA advocates for government accountability, religious liberty, family values, and the protection of citizens from the abuse of institutional power. Dr. Brinson is a practicing gastroenterologist and former healthcare policy advisor to Governor Fob James.